Buying an apartment is a life investment for some of us, another investment opportunity for others. Whether you are a future resident or an investor, the most common way of paying the purchase price of real estate is a mortgage loan, we will be happy to arrange the entire process of processing a mortgage loan for you.
Procedure for buying a cooperative apartment
1 Choosing the right apartment
2 Signing of the Reservation Agreement and payment of the reservation fee of CZK 100,000
3 Within 60 days from the reservation, signing of the Agreement on the future agreement on the transfer of the cooperative share and payment of the deposit for the purchase price
4 Completion of construction and approval
5 Within 60 days of the approval of the conclusion of the Cooperative Share Transfer Agreement
6 Payment of the remaining part of the purchase price for the transfer of the cooperative share
7 Pass byte
8 Moving
9 If you are interested, the apartment can be transferred to personal ownership at any time or you can keep the cooperative share
Pre-mortgage and mortgage loan with a pledge of the purchased apartment
- Signing of a pre-mortgage and mortgage loan application
- Bank estimate of the price of the mortgaged property
- Pre-mortgage and mortgage approval
- The client meets the conditions for drawing a pre-mortgage and mortgage loan
- Drawdown
- If you are interested, the apartment can be transferred to personal ownership at any time or keep the cooperative share
- Foreclosure for a bank - a pre-mortgage loan turns into a mortgage loan
- Mortgage repayment
Mortgage loan with collateral of another property
- Signing an application for a mortgage loan
- Bank estimate of the price of the mortgaged property
- Approval of a mortgage loan by a bank
- The client meets the conditions for drawing a mortgage loan
- Drawing on mortgage loans
- Mortgage repayment
contact us
+420 603 790 166
prodej@portainvest.cz
Trojská 123
170 00 Praha 7-troja